Supplementary grants and loans

The following grants are income assessed based on Student Finance England Figures (please note eligibility and amounts may differ for other funding bodies)

Name Description
Adult Dependants’ grant

The Adult Dependants’ Grant is available for students who have an adult who is financially dependent on them. For academic year 2024/25, the grant is worth a amximum of £3,438 a year and you don’t usually have to pay it back.

The grant is paid in 3 instalments.  

Please note the Adult Dependant’s Grant will impact the amount of any means-tested welfare benefits.

Childcare grant

The Childcare Grant is a payment that covers up to 85% of your childcare costs. It’s based on your household income and childcare costs. You don’t usually have to pay it back and it won’t affect the amount of any welfare benefits - but please note, support for childcare can only be derived from either Student Finance England or Universal Credit. You cannot claim the two simultaneously.

If eligible, you can get a maximum of

  • £193.62 a week for 1 child
  • £331.95 a week for 2 or more children

 The funds are paid by the Childcare Grant Payment Service direct to the childcare provider.

Parents’ Learning Allowance

The Parents’ Learning Allowance is a payment of up to £1,963 a year for students with dependent children.You don’t usually have to pay it back and it won’t affect your benefits or tax credits, the grant is paid in 3 instalments.

 

Special Support Loan 

Certain students in receipt of welfare benefits, including lone parents or student couples may also be eligible for increased loans for living costs. The additional loan is still means-tested against Student Finance's household income assessment, and unlike the grants mentioned above is repayble in line with Student Finance's standard repayment terms. Importantly, this Special Support Loan is not treated as income for the purposes of Welfare benefits.

The Student Finance regulations set a maximum maintenance loan element of the loan for living costs for all students.

Where a student’s entitlement to loans for living costs exceeds this maximum maintenance loan element, the portion of loan for living costs above the maximum maintenance loan element is paid as a special support loan.

An example at Liverpool:

In Academic Year 2024/25, if a lone parent in receipt of benefits has a household income of under £25,000, they should be eligible for the maximum loan for living costs, which, for a non-final year student living away from home, outside of London, is £11,658.

The maximum maintenance loan element of this is set as £7,331.

Therefore, the remaining amount of £4,327 is payable as a special support loan, and should not be counted as income for the purposes of Welfare benefits.